Built for ISOs who want to win.
If they process cards, they qualify
$10K+ monthly card volume is the only requirement. No credit checks, no financials, no hoops. Processing history is all that matters.
Credit score? Irrelevant.
Traditional lenders obsess over FICO. We don't even look at it. Card processing volume is the only metric that counts.
From application to cash in their account
Revenue share on every funded deal + renewals
Support that fits small business needs.
Fast, flexible working capital that protects cash flow and moves at the speed of business.Hover over each card to see the solution
Slow bank loan approvals
Banks take 4–12 weeks to process applications
Funding available in 1–3 business days
Low approval rates
Banks approve only ~34% of applications
If they process cards, they qualify
Collateral requirements
Banks require assets as security
No collateral or personal guarantees needed
Credit score barriers
Traditional lenders require 680+ scores
Credit score is never a factor
Seasonal cash flow gaps
Fixed payments strain slow months
Repay percentage of sales, adjusts with volume
High payroll & operating costs
Unexpected expenses strain cash reserves
Bridge expenses quickly to keep teams paid
Equipment upgrades
Bank delays stall critical purchases
Access up to $500K without bank delays
Inventory shortages
Stockouts mean lost sales
Quick funding to restock and prevent lost sales
Marketing & growth costs
Can't fund campaigns without cash
Fund ads and acquisition without straining cash flow
Emergency expenses
Repairs and surprises can't wait
Cover urgent expenses immediately
Manual collections & NSF fees
ACH failures cost time and money
Splits capture at source with smart retries
Missed supplier discounts
No cash for early-pay or bulk-buy deals
Fund fast to capture supplier discounts
The perfect fit for your clients.
Process at least $10K/month in card sales
In business for 6+ months
Need funding between $10K–$500K
Want flexible repayments tied to revenue
Programs designed for merchants who want flexible repayments tied to their actual revenue.
No credit checks. No collateral. No lengthy applications.
Three steps to revenue.
Submit application
Provide basic merchant info or connect them directly. We create instant eligibility tiers.
We handle everything
Application, underwriting, and fast funding—all managed internally by our team.
You get paid
Earn commissions on every funded deal. See repayments, renewals, and analytics in your portal.
Tools that keep partners in motion.
Recurring revenue share
Earn on every batch Split collects, plus bonuses on renewals. Payouts hit monthly via ACH.
Automatic renewals
Smart reminders when merchants hit 50% repayment. Refresh offers with two clicks.
White-label ready
Stay fully branded behind your processor, or bring us in as a named co-sell resource.
Co-sell support
Dedicated Slack channel, standing pipeline reviews, and deal modeling assistance.